1 First things, first: know your credit score and check it regularly There are many websites that offer free credit score reports. Here is a link to get your free credit report at Experian.com. Whether you’re trying to raise your score or maintain your top-notch report, here are ways to see an immediate change in…
Other Factors to Consider About Your Overall Credit: Your FICO Score is only one part of what a lender considers when judging credit-worthiness. Your FICO Score does not factor in income, length of employment, alimony or child support payments, and other things that lenders will typically consider. Having little payment history or having only new…
FICO score is a tool developed to help establish a consumer’s financial health and ability to re-pay his or her credit. 800+ indicates an exceptional FICO Score and is well above the average credit score. 740-799 indicates a very good FICO Score and is above the average credit score. 670-739 indicates a good FICO Score…