Other Factors to Consider About Your Overall Credit:
- Your FICO Score is only one part of what a lender considers when judging credit-worthiness.
- Your FICO Score does not factor in income, length of employment, alimony or child support payments, and other things that lenders will typically consider.
- Having little payment history or having only new credit can result in a lower FICO Score. It is not always that you have missed payments or maxed-out credit cards.